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Bridge & hard money loans

It can be difficult to figure out how much financing a project needs. Borrowing too much or too little can either leave you with excessive interest fees or inadequate funding. Bridge and hard money help keep financing smooth when you need a short term boost.

What are Bridge & Hard Money Loans?

A bridge loan is a short term financing solution you can apply for between two long term loans. So when you change long term options, or need to stabilize you finances between projects, these loans “bridge” that gap. Bridge loans can cover a variety of expenses, including day-to-day bills and new projects. They come in a couple different forms, some of which turn into long term loans. Property flippers might find bridge loans ideal for their needs. Whenever they need to secure funding quickly to capitalize on an opportunity, a bridge loan helps give them a jumpstart.

WHAT IS A HARD MONEY LOAN?

Hard money loans are another form of short term financing. Hard money loans are secured by using some sort of asset as collateral. Assets such as property, accounts receivable and equipment help businesses qualify for hard money loans. Hard money loans give the most flexible form of financial assistance: cash. You can cover anything you need to with cash, from keeping on track with payroll to launching new projects. The value of the loan is often tied directly to the value of the assets used to secure it. The more valuable the asset, the greater the value of the loan. Our loan brokers can make sure you get the right kind of loan for your needs.

FIX & FLIP

Bridge loans are ideal for fix and flip investors. Getting access to funding quickly gives you an edge in a competitive real estate market. Ask us for a lender that will help you close the deal fast.

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Term-to-Perm

It takes less than 5 minutes to get started.  Discover your options, including exact rates and terms.

 

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REFINANCE

Markets fluctuate. If you borrowed while interest rates were higher than they are now, you don’t have to stay committed to your loan. Secure a new low-interest loan to replace the old one and free up cash for your business.

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Bridge & Hard Money Loans

Have big advantages

  • Short term approval: get approved in as little as 24 hours
  • Huge flexibility in application: use them for financing new projects, new equipment or more staff
  • Pay only interest during the loan period

FAQs

When Shouldn’t I Choose a Bridge or Hard Money Loan?
Avoid a Bridge or Hard money loan when you can afford to wait for long term loan approval. Long term loans usually cost less money in the long run. So while Bridge and Hard Money loans give you quick cash, they cost a lot more than long term financing options.
What are the Risks of Hard Money Loans?
So long as you work with a trust and reputable lender, you can mitigate the risks of acquiring a hard money loan. Many assume they have a high amount of risk because you can receive them so quickly. When you work with one of our brokers, we help you find a lender that you can trust.
Why Use a Loan Broker?
Loan brokers help give you peace of mind and a sense of confidence while securing financing. They help you find the kind of funding that works best for your own financial situation.

What Financing Fits You?

It only takes a few minutes to find out exactly what your options are.

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